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Does Your Cyber Insurance Policy Have You Covered? Maybe Not

Anne Bisagno


We've been urging our clients for some time to look into cyber insurance to mitigate the risks of data breaches. However, the field is still new enough that there's no standard of coverage. It's critical to read the fine print, because you might not be getting what you think you are. Here are some of the things most policies don't cover:


  • Sales loss during downtime
  • Losses incurred before a waiting period ends
  • Third-party mistakes
  • Hardware replacement
  • Software upgrades
  • Social engineering attacks
  • Bodily injury or property damage
  • Fines and penalties issued by the Payment Card Industry
  • Reputation damage
  • Loss from account takeover schemes

    If you're in the market for cyber insurance, you should definitely read this article for a closer look at why these things often aren't included. Then contact us to learn what policies are available to you and get help choosing the one that best meets your needs.


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